The Buying Process.
West USA Realty’s Home Buyer’s guide to real estate. “All you need to know about real estate”
ABC’s of Real Estate
Welcome to West USA’s Learning Center. The information contained will help better prepare to understand the process of buying or selling a property. Feel free to contact us with any questions or Chat with someone now.
Which Company or Agent Should I Choose?
It's Time To Get Ready For Your Closing
1 Did you know, West USA Realty’s Agents have helped thousands of Arizona residents achieve
"The American Dream". In 2005 alone, over 24,000 transaction’s gross sales total was over 6.299 billion. In May of 2008, West USA Realty was named #2 in Sales Volume in the State of Arizona as referenced in the Arizona Business Journal. West USA Realty has five convenient and spacious office locations in the Metropolitan area of Maricopa County, Arizona. Did you know, West USA Realty has a LIVE phone service 24 hours a day, 7 days a week? West USA Realty was the first real estate company to have an in-house call center to handle the sophisticated messaging software that was custom designed for West USA’s use. This high tech software and phone system was the best that money could buy in the late 1980’s and 1990’s. West USA Realty continues to keep up on technology and stay in the front of it’s competitor’s. West USA’s top technology creates effective communication and historic record of messages. West USA Realty also keeps computerized records of transactions which agents can access and upload documents from anywhere with an internet connection.
West USA’s technology and quality phone service makes it easy for customers to access an agent within minutes.
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2) You may question, “Why do I need a Realtor®?” After reviewing the information, you’ll soon find out the importance of having a Realtor® to assist you in the home buying process. A Realtor® follows a strict Code of Ethics as a prerequisite of the National and Arizona Association of Realtors®. As a Buyer, whether you are purchasing a new or resale home, a lot, acreage, a business or commercial property, we have specialists that can guide you through the process and assist you by providing up to date comparables to evaluate the value of the property prior to contract negotiations. There are many intricate details that an experienced Realtor® will know or can advise you to research which will help eliminate costly errors if you were handling a purchase without Representation.
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3)The other question you may have is, “Which company or agent should I choose?”Since 1986, West USA Realty has been one of the largest real estate firms in Arizona. Technology Driven, Agents continuously go above and beyond to help their clients and customers. These are only a couple of reasons that the Agents and the Management team at West USA Realty are the driving force of the Arizona real estate market. There are many successful Realtors® in the valley with many different companies. Whichever agent you choose, you should begin by interviewing agents. You can ask a Realtor® for references, ask if they have a website, inquire on issues that help make you comfortable with choosing your preferred Realtor®. You can check with their brokerage and their company website to become more familiar with the company and agent. Go to the Arizona Department of Real Estate to research a licensee. Ask for references, sales stats, experience, and verify that they are Realtor® member of the National Association of Realtors which follows a strict Code of Ethics. Do they provide you with valuable information and make you comfortable to work with them? Are they listening to your needs? Have they explained Agency Relationships with you? It is extremely important during the process of purchasing a property to make sure your agent is representing you. There is also a Limited Dual Agency Relationship that can be entered wherein you grant your agent permission to show you properties that are listed within your agents brokerage and another instance is when your agent shows you a property that your agent already has listed or lists while working with you. Limited Dual Agency basically means that the Seller and the Buyer would have the same Broker representing them. Contact a Realtor® to discuss this more in detail.
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4) Buyers, Let me ask you a question. When you go shopping for real estate…. Do you go SOLO?
Or do you take a trained professional to watch out for your best interest? Buyers, Did you know, that you can hire a Realtor® to represent you and “only you”? Did you know that payment for your Realtor’s® services can be paid out of the Seller’s proceeds at closing? Properties listed on the Arizona Regional Multiple Listing Service, a property database which only licensed Realtors® have access,
the Selling Agent (Buyers agent) is offered payment which will be paid from the Seller’s proceeds at closing. You may be introduced to a Buyer Broker Agreement wherein you agree to work Exclusively with your Realtor® and pay a separate fee or the difference of what your agent charges due to a lower mls co-broke fee being offered. Sales commissions are not set and are negotiable. However, keep in mind that the costly mistakes of buying without a Realtor® can outweigh any additional cost you may pay (if any) up front or at closing. Buyers who go into open houses or new home models and decide to purchase that home or spec, will most likely go into contract without representation. The agent may work strictly for the Seller and may get paid a higher amount because they will have twice the work without giving Buyer representation.
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Buyers, Do you go into open houses or new homes without your Realtor®?
This is a common mistake made. Did you know the Realtor® holding the open house or
working at the new home subdivision most likely represents the Seller?
Many Buyers are unaware that they may not be properly represented
or represented at all. Your Realtor® needs to be present and escort you to any open houses or
new home subdivisions you are tempted to view. The reason goes without saying,
your Realtor® may not be able to represent you during that sale, unless
you have your agent present on your FIRST VISIT to the property.
The Listing agent will not be required to pay your Realtor® if you visit a new home or open house without your Realtor®. You can still have your Realtor® represent you,
however, since the Listing agent or new home builder will not be paying your Realtor®, you, the Buyer may choose to pay your realtor for their services. That may cost you more money. Avoid the common mistake and make sure your Realtor® is with you whenever you feel like going home shopping. You may not know you’re looking and just decide to stop in the open house, but in so many cases, Buyers have fallen in love with a home and then they contact a Realtor® to help them get out of the contract. Always, have your Realtor® meet you at the property or at the office before viewing an open house or new home. Make sure you are represented properly and don’t let it cost you more.
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You may wonder, Why do I need a Realtor® to represent me on a new home purchase?
What kind of problems could be incurred if I buy a new home without Buyer representation? The property is brand new and city inspected, what risks are involved and how could a Realtor® help me? Did you know? Your Realtor® will be up to date on new homeproducts available to you, price differences, amenities, and will inquire on certain disclosures that may affect your decision regarding which property you choose. For instance, when a sales representative is preparing your contract, your Realtor® would most likely inquire about issues not emphasized. For example,
- Let’s say your Realtor® knows you want to put in a pool. The lot you’ve chosen has set backs and utility easements that will not allow you to build that pool. The builder’s representative fails to disclose this because you never told them you wanted a pool.
- The Builder’s representative fails to inform you of the homeowners association fees. A Realtor® will question how much the fees are and any other questions including Buyer’s incentives which may be important in order to keep the home affordable.
- You are given the public report and told to read it, sign a document that says you read it, but don’t really understand it. All you can think about is how beautiful and great your new home will be. Your Realtor® will be able to help review your public report which is a disclosure of the subdivision, soil evaluations, neighboring properties and projected improvements, and so on...
- Certain options or upgrades offered are better for resale. A builder may not be concerned of your choices. They just want to sell the options and get their paperwork done in accordance with what you want, regardless if it’s not the best choice for resale.
- The builder has recommended their lender, and you are pre-qualified subject to certain conditions, for example, raising your credit score or having a co-signor. However, at the scheduled time of closing, you are not able to obtain financing, the Builder may not refund your large Earnest money deposit because you were pre-qualified. Without a Realtor representing you, it can be a difficult process alone when dealing with a large developer.
- During construction, you notice that things are not going according to plan, the Builder is behind schedule, has mold on the frame wood, or you become aware of things that were not disclosed prior to or at the time of contract such as the commercial development or airport or landfill that will be built on a neighboring property.
- Fact is, that going into contract without a Realtor® gives you no representation when it comes to any disputes. A Realtor® is a member of the Arizona Association of Realtors, and even though you are agreeing to contract for a new home on the Builder’s purchase contract (not an Arizona Association of Realtors approved purchase contract), your Realtor® will be able to make sure you understand the contract, work with you during mediation or arbitration, get the Designated Broker of your Realtor’s® firm involved and refer you to the appropriate legal counsel if needed.
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If you still don’t see the value in having a Realtor® represent you on new homes, talk to a
West USA Realtor today about Agency, Buyer Representation and Limited Dual Agency.
“How do I get started?”
First, meet with a Realtor®, meet with two or three. Be honest and let them know you are interviewing agents for Buyer Representation.
Find a Realtor® that you feel a connection with. Interview the Realtor®, ask for references, contact their office manager or Broker, if you like. If your realtor came recommended to you, then you will still want to meet with them and have them go through the process of finding a property and the process of completing the purchase. We’ll discuss further a few things to consider during this process.
Second, if planning to obtain financing, get pre-qualified by a lender. This is one of the first things a Realtor® will usually address prior to taking you shopping for any type of property.
The Realtor® may have a lender or a few that you can interview. Feel free to ask for references on any referrals you are given. In most cases, a Realtor® has worked with some lenders that have proven to be very honest, fair and diligent to their customers. In some cases, the Realtor may also be able to act as the loan officer on your transaction. You will want to make sure that whichever lender you are going to work with, they have references. You should also compare loan programs and rates.
Your Realtor® should be in the loop with your financing to make sure your real estate experience is successful and you are prepared. A Tri-merge credit report will be requested by a lender on a purchase, however, the Realtor® may want to discuss debt to income ratios in order to pre-qualify you. The Realtor® may request personal identifiable information such as social security numbers, current or past residence’s, place of employment, length of employment, cash down payment, if any.
Whoever you are dealing with, you can verify the Realtor® is licensed with the Arizona Department of Real Estate. When you are dealing with the lender, you can verify that that lender is licensed with the State Banking Commission. Don’t give out personal identifiable information to anyone unless you are sure you are dealing with someone who is licensed. Please make an important note during your purchase where financing is involved, It is not a good idea to finance any purchases while acquiring financing for a property. Credit cards are okay to use as long as the amount financed does not throw off your debt to income ratios. Financing a new car, new furniture or new washer and dryer should be avoided. Wait until after closing to make any big purchases or speak to your lender BEFORE you finance anything else during this process.
Low on funds?You might have other options such as a Zero Down Payment mortgage option.
Speak to your lender and Realtor® about current mortgages, first time homebuyer mortgages and zero down payment programs available for those with minimal to zero funds on hand. You can possibly obtain financing with Seller contribution or gift funds from a relative. Other options for down payment consumers don’t realize would be accessing funds from 401k’s, life insurance policies or annuities.
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Bad Credit?PAST FORECLOSURE, BANKRUPTCY OR OUTSTANDING COLLECTIONS?
“I can’t buy a home because I have outstanding collections, a foreclosure, and I declared bankruptcy. I know it will show on my credit report. I couldn’t qualify to get a car, so I won’t be able to qualify for a home.” Did you know, that buying a home can be easier than buying a car? Did you know,
that lenders successfully close loans daily to consumers who have had a bankruptcy, have outstanding collections and have had a foreclosure? Speak with a lender today and be up front and honest about your financial situation and any past issues that may show up on your credit report. There are loan programs that come out daily and underwriting conditions change from day to day. Some guidelines are very considerate to a person trying to step up to homeownership and build their financial wealth.
A lender will be able evaluate your situation. If that lender isn’t successful, interview at least three, but attempt to get a copy of your credit report or at least your FICO score to discuss with a separate lender. You don’t want to have your tri-merge credit report pulled multiple times as it can affect your credit rating. Speak with a West USA Realtor® Today.
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Once you are pre-qualified, you will discuss loan options and receive a LSR (Loan Status Report) from the lender. You will need to provide this to your Realtor®. You should also receive from the lender a Good Faith Estimate and a Truth-In-Lending statement which should give an estimate of your costs associated with the loan. Your Realtor® can estimate your total costs of closing and how much you need to come in with at closing, if anything at all. There are some fabulous zero down programs, first time homebuyers programs, fire department/teachers loan programs which offer excellent opportunities for purchasing. Let’s not forget about jumbo loans. Lenders are making it much easier for consumers to get financing. The interest rates are very competitive, but your interest rate may weigh heavily on your credit score also known as your FICO or Isaac score. This is a combination of three credit reports obtained from Equifax, Trans Union and Experian. Speak to a lender and your Realtor® about any questions you may have on credit scores, or how you can improve your score. Other issues that can help financing when there is a shortage of down payment, would be gift funds from a relative, getting a co-signer or including your grandmother’s social security income if she lives with you. If there is a challenge in getting your loan approval, this is where communication is very important. You wouldn’t think about telling a lender of a relative’s income or down payment assistance. If you don’t get qualified by one lender, there is nothing wrong with calling another lender to pre-qualify you. Your Realtor® should have a reliable source of lenders that is known to have a good track record in performance.
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Let me help you put all the pieces together?
A very important factor even if you are getting a zero down loan program.
You will need to have an Earnest Deposit to provide to your Realtor® at the time you write an offer. An Earnest Deposit is a good faith deposit held by either the Real Estate Brokerage or Escrow Company. If your check is made out to the Brokerage, it is then usually transferred to escrow per the contract. The Escrow or Title company is a dis-interested third party which will be handling your escrow and closing. They will also provide the title insurance referenced in the purchase contract for you, the new owner, and the lender. The amount of the Earnest Deposit is negotiable, and your Realtor® can give you recommendations based on the sales price of the home. When making your offer, you want the Seller to know that you are serious about the purchase. By putting up a strong Earnest Deposit, this tells the Seller that you are willing to risk this amount in the event you default. Your Earnest Deposit is refundable under certain conditions of the purchase contract and how it is written.
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Based on the pre-written text in the AAR Residential purchase contract, there is an inspection period during the first 10 days of contract in which you will have the option to cancel based on your investigations of the property. You are entitled to a refund of your Earnest Deposit if you choose to cancel the contract during the inspection period based on your written response to the Seller on a BINSR (Buyers Inspection Notice and Sellers Response). If there are any other contingencies in your contract that are not met, such as financing or a successful close of escrow on your existing property, these are instances where your Earnest Deposit may be refunded to you as long as there are no provisions in the contract that differ.
Once the offer is accepted, other expenses you may need to come out of pocket during escrow would be your down payment, if any, property inspections fees, appraisal fee and credit report fee. Speak to your Realtor® about the estimated costs and be prepared.
You can read the sample AAR purchase contract on our forms page for details of the purchase in it’s standard format and available options. Everything is negotiable on the contract. In a Buyer’s market, it’s okay to negotiate, but in a Seller’s market, it could be a waste of your time and you could risk losing the property to another successful offer. You have to judge whether it would be worth losing the offer over the amount or the terms you want to negotiate. Zero down programs. you could be refunded your out of pocket expenses that you paid during escrow, speak to your lender and Realtor®.
Buyers, when you are shopping for a home, do you feel like you’re drowning with too many choices? Do you have a hard time remembering which properties had the features you liked? A West USA Realtor®, will help to narrow down your search to find you what you want based on your specifications.
A West USA Realtor® may preview the properties automatically or upon request in order to save you time. This will assist you by seeing the “best”, based on your needs or desires.
This will help make the decision making process much easier for you.
There is a hallway of choices and you need to narrow down your priorities before your home search.
You may think you know what you want or just see a property and fall in love,
but you won’t know the true value without a Realtor® . A West USA Realtor® will let you know your options, where the market is today and negotiate the best possible deal for you upon contract.
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Make a list of what is important to you with #1 being the most important. Give the list to your Realtor® or make sure you tell them what your priorities are. If schools or location are the most important, let your Realtor® know. If your payment is more of a priority, that will determine your sales price. Do you have any down payment or do you plan to finance 100%, if you are eligible? The sales price can determine the location of the property depending on the market. Your Realtor® will know prices for locations and special creative financing options that a standard lender won’t be able to offer. Such as a Seller Carry back, assumption, wrap, lease purchase or option to name a few.
Then depending on price, determine what type of property you are looking for. Certain West USA Realtor’s® may specialize in certain types of properties and in different areas.
If your Realtor® does not work your preferred territory or property type, ask your Realtor® for a referral to an agent that will be more able to assist you. A West USA Realtor® will review properties based on your preferences. If you are not sure what you prefer and want to see what is available, your Realtor® will sit down with you at a computer and/or email properties to your preferred email address.
Samples of different styles of properties you might consider:
Would you like a home in a Golf course community? Or would you prefer a gated or guarded Golf course community? Or, one of many Arizona lake communities? Downtown Phoenix, Scottsdale or other metropolitan areas? Or a new home? Urban living? A retirement community? Check with your Realtor® to verify age restrictions that the community may specify. In the suburbs or in the tall pines of Northern Arizona? After you determine location, you want to choose the style of home you’d like to live in.
Your lender will have told you what price range to stay within.
If new to Arizona, I’ll show you some options of some style homes, not all inclusive. Depending on your price range, these are some options to consider. You could request a two story or a one story, even a tri-level. You could request a townhome, patio home, duplex, tri-plex, four-plex or a single family subdivided tract home. Garages, you have some options there as well depending on price range and location. What about your preferred square footage? Would you prefer a Mid-size home, Larger semi-custom on a small or large lot or maybe on acreage. A large Sante Fe on a large lot. A Large Tuscan Luxury home. A nice mid-size subdivided tract home by a high end Builder in a gated community. Colonial single family home in a subdivision or on acreage in the suburb. Ranch style custom on acreage.
Okay, the exciting part… Now that you’ve narrowed down what you want, You and your West USA Realtor® can start looking for your new property
Did you know, 60% of homeowner’s wealth comes from real estate per the NAR (National Association of Realtors) , June 16, 2008 Televised. Enjoy house hunting.
Once you have found the home or property that you want to purchase,
Your West USA Realtor® will write an offer based on the terms you’d like to offer.
Your Realtor® will and should make suggestions to you. They know the market and can potentially be more successful in the negotiation process, if you follow your specialists recommendations on pricing and details of the offer. Agency should be discussed again prior to contract writing.
If the property has a dual agency representation, it is pretty standard that the agent will make the offer as you suggest, but may be privy to information in which your Realtor® cannot share.
A dual agent should be fair to both Buyer and Seller with possibly less disclosure,
such as how low the Seller will be willing to accept an offer for. Speak to your Realtor® about Agency or refer to Agency in our website.
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Once an offer is accepted,
You will want to order your inspections such as your termite and property inspection. There are many other inspections you could have, such as lead base paint, asbestos, mold, superfund environmental hazards, soil testing, water testing, roof inspection, pool or spa inspection, roof inspection and any other inspection that may not be done by the property inspector that you would like to have performed. You can investigate anything of importance to you. You can have surveys, investigate flight patterns, location of sexual predators in the neighborhood, crime rates, smells, noise, schools, septic vs. sewer and connection, homeowners associations by-laws and Covenants Conditions and Restrictions, Public Report, pool laws and more… Contact your Realtor® for guidance during this inspection period and the length of the inspection period. Before the end of the inspection period, your Realtor® will prepare your response to the Seller (BINSR form).
Here you can choose to accept the property with no special repairs or corrections or conditions to be taken care of, or request the Seller to fix, repair or replace some or all items you would like to see the Seller take care of, or cancel the transaction and request your earnest money to be refunded to you.
Note, any other out of pocket expenses such as inspection fees or appraisal fees will not be refunded by those independent companies that performed their inspections. Contact your Realtor® or refer to your purchase contract for further details.
As a Reminder, during the inspection period, you should also be working on getting all the necessary documents to your lender if you have not already provided everything requested.
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Another item to inspect during the inspection period is the fire hazard insurance and flood plain insurance. Check with your carrier to make sure the property is insurable and that you are insurable. Some homes that have incurred excessive or minor water damage from flooding may not be insurable by your carrier. The Seller should provide a letter or Clue Report from the insurance company verifying past records for the time they have owned it or the past 5 years. Your Realtor® opened escrow with a title company after acceptance and you should have received your earnest money receipt. Keep all your paperwork together for reference. If you and the Seller agreed to everything and have decided to continue, your Earnest money becomes hard (non-refundable) unless you’re unable to close due to financing subject to terms in your contract. You will now want to provide your title company and your lender your insurance carrier’s name and phone number. Contact the Escrow company if they haven’t contacted you to coordinate signing your loan and closing documents within 5 days of closing. Your West USA Realtor can coordinate this for you and may be present at closing either at your request or some make it customary. All Realtors will receive the pre-audit (settlement statement) and go over numbers (closing costs) to make sure everything looks accurate. Make sure your Note and Deed of Trust are according to the terms you agreed to initially. Once you sign your loan documents they get recorded and shipped to the lender and in many cases, sold to a different lender. If you have an adjustable rate mortgage, make sure you have your notes with you and Good Faith Estimate that you were provided upon loan application to review with your loan documents at closing. Contact your lender and Realtor® with any questions. Ask your Realtor® or lender to be present if you would like them present at closing.
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During Escrow and prior to closing,
You’re through the inspection period and moving forward. Your Earnest Deposit may be forfeited subject to conditions in your contract, such as default. The listing should be changed to pending or Active with Contingencies, if not already done. The next thing to do is work with your Realtor® and Lender to make sure the financing and any repairs are being taken care of. Do not delay on getting any requested items to your Lender. Each week that goes by before you get the items your Lender, pushes your loan behind. This could delay closing. Be diligent on getting requested items to your Lender immediately. Please note, the Lender may require new conditions or materials that the loan officer would not have ever known. Underwriting requirements change midstream and can affect a loan after origination, but before closing. Depending on the Borrower’s credit or financial situation, there is always a risk that the loan will not fund for reasons you would have to speak to your lender about.
New conditions at the last minute are no fun for a Buyer, but take a deep breath, and get your required items to the Lender immediately. Be sure to contact your West USA Realtor® to assist you with anything pertaining to your purchase or financing.
It’s time to get ready for your closing.
Your West USA Realtor® will make arrangements for your closing. Your walk-thru inspection will be coordinated and your Realtor® will verify with your Lender and Escrow that the loan documents will be at Escrow in time for your closing.
Your Realtor® and the Escrow office should contact you to schedule your appointment at the Escrow office. Escrow will also inform you of the dollar amount that you will need to bring in with you for closing funds.
These funds will need to be in cashiers form from a local bank, a money order or the closing funds can be wired. The funds should be made out payable to the Escrow Company which should be referenced on your purchase contract. If the requested amount is larger than you expected, contact your Realtor® and Lender to let them know. They will normally review your pre-audit or settlement statement prior to your appointment, regardless if you call them to notify them. Communication is important and your Realtor® will be able to discuss the difference in figures after thorough investigation. Differences sometimes occur which could be the funds required by the Lender, Escrow, or the required funds could be higher due to the tax or homeowners association pro-rations, insurance premium, impounds for taxes/insurance, or daily interest. Interest is calculated based on when the documents are drawn, so your closing date could have changed the amount of funds required. There could be a mistake in the figures, and this is what your Realtor® will want to look for. Either way, it is always good to know where the differences are in comparison to your estimate given to you at contract.
During your appointment, make sure you read your loan documents and verify that this is the loan you applied for. Once you have signed all of your loan documents, it may take 24-48 hours after signing to fund and record depending on the lender, their funding office location and funding requirements. Please bring a picture id such as a drivers license with you to your appointment. Some of the documents need to be notarized by a Notary Public.
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Congratulations!
You’ve signed your closing documents. You’ve completed your walk through inspection of the property and escrow has closed with the title company. Your deed is recorded and will be mailed to you.
Your West USA Realtor® will have prepared you for this day and fore-warned you to contact the utility companies and notify them when to turn on your utilities based on the expected closing date.
If there is a question on the exact closing date because the loan documents may be late, you may have to re-contact the utility companies to re-schedule the turn on date.
Lenders target for the closing date, but it’s based on their time frame, the amount of loans to be processed, reviewed, approved by the underwriter, and how many loans that the lender’s closing department has to prepare. Many lenders will email the loan documents to Escrow. Some lenders will have the funds wired at the scheduled time and rely on the Escrow company to not disburse until all conditions are provided to Escrow and all signatures have been obtained. Each Lender is different so it is important to utilize your Realtors® expertise when choosing a Lender that is reputable.
Your West USA Realtor® can also give you suggestions on preferred packers and movers, if needed.
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Are you ready to move?
Your West USA Realtor® will make arrangements for you to get the keys for your big move or will meet you to give you the keys depending on the situation best and most accommodating for both of you.
Congratulations!
Time to move in!
It’s a pleasure when we receive feedback or comments of appreciation for a job well done and instances of our West USA Realtors® that go above and beyond expectations. If you have a terrific experience, let us know. You can email your comments by clicking Contact Us.
An instance of West USA Realtors® going above and beyond their duties:
A West USA Realtor® booked a flight the day before Thanksgiving to fly out that morning and personally to deliver loan docs to the lender in California in order to get the loan funded before the Thanksgiving Holiday. The Escrow company signed the customers the night before, but failed to get the loan documents out by Federal Express or notify the Realtor® until the next morning. This West USA Realtor® did not want her customers to be homeless for the long holiday weekend. The home they were moving out of was scheduled to close that day and they had Buyers moving into their home. This Realtor’s® flight flew into LAX at 12:15 pm and she had to run with loan docs in tote to catch a taxi and get to the “Lender’s office before the 1:00pm cut off for funding. She was successful, making it to the Lender’s office by 12:50pm (10 minutes before the cut-off). The Lender made an effort to make sure the loan was funded due to the extraordinary efforts of this West USA Realtor®. She was back in Phoenix around 4:30 pm the same day (one day before Thanksgiving), and she went directly to the property to meet her Buyers. They were in the process of moving in as this West USA Realtor® coordinated for her Buyers to get the keys once the property was recorded because she knew she would be in flight back to Phoenix. Well done!
If you have a story of extraordinary performance by your West USA Realtor®, we’d love to hear it and if you like, we’d love to post it for others to view.
- You’re now on your way up the financial ladder. Whether you’re a first time homeowner or an expert, homeownership is still the #1 best investment in the world.
- Keep all of your paperwork together and file it so you may refer to it in the future. Keep your West USA Realtor’s contact information and feel confident in contacting them for future evaluations of your property value or for any questions you may have.
- This is the process of Buying property. I hope you see the value of having a Wes USA Realtor® on your side. If you’re ready to get pre-qualified, stop now and call or email West USA Today.
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The Selling Process
